Advice @ Work


Advice @ Work

The Advice@Work program was created to help employers impact employee financial health and retirement readiness by providing access to financial advisors at the workplace.

  • Partnering with employers provides an amazing opportunity to work with people that may never engage with an advisor on their own.

    Each & every program is customized based on employee experience, communication options and employer objectives.

  • Advice@Work can be offered as a stand-alone program or incorporated into a retirement plan.

Why should employers provide access to financial education and individual advice for their employees? Consider these sobering statistics:  

Fewer than half of American have calculated how much they need to save for retirement.
34% of Americans have no savings set aside for retirement.
Social Security replaces only 40% of pre-retirement income for the average worker.
3 in 5 U.S. workers may need to work past Age 65.

Check out the common components of an Advice@Work program.


Group Education

Group Education

Group Meetings are a great way to provide financial education and communicate specific information about your retirement plan. Group Sessions can be face-to-face or virtual.

Employers who provide financial education to employees are taking steps to improve employees’ lives and even the business as a whole.  In fact, financial education could help save up to $2,000 per employee annually through increased productivity, reduced health card costs, and better utilization of employee benefits.

Common Group Session Topics include:

  • Making Work Optional

  • Save More, Now!

  • Max the Match

  • Investing 101

  • Navigating your 401k Plan

  • Excuses, Excuses, Excuses: Changing Behavior

  • You can do it! Step-by Step.


Employee Sessions

Employee Sessions

68% of employees who receive in-person retirement advice chose to save more, change their future allocations or rebalance their portfolios

One-on-one Sessions are a great way to engage employees, review financial situations, and provide investment advice. These meetings are important when building plan participation and encouraging sound financial decisions. We recommend annual sessions and find that our impact on financial behavior grows as we build relationships with employees.

Sessions Often include:

  • Suggested Savings Plan

  • Risk Tolerance & Asset Allocation Strategy

  • Open Conversations about Financial Health

  • 30-45 minutes with a fee-based Advisor

  • Financial Health Assessments

  • Review of Retirement Readiness


Continuing Education

Continuing Education

Educating oneself on financial topics can be helpful, so we routinely post articles and videos designed to provide our clients with information to support their financial future.  Topics are wide ranging and designed to appeal to audiences with varying levels of financial knowledge.

Research and analysis indicates a 3:1 return on employer investment education.

We discuss topics such as:

  • Investing

  • Budgeting

  • Saving

  • College Funding

  • Insurance

  • Debt & Cash Flow

  • and everything in between.


Ongoing Access

Ongoing Access

Sometimes you just need to talk it out. Many of our clients choose our Ongoing Access program to ensure advisors are available to participants year-round for one-on-one support.

Our advisors can help employees with questions about investing, planning and protecting.  Assisted by technology, our advisors talk, video-chat and screen-share with employees across the country.



2Fast Facts & Figures About Social Security, 2012

3SSA Publication No. 05-10035, Retirement Benefits (July 2012)

4The Real Deal Study, Aon Hewitt, 2015

5National Institute on Retirement Security – The Retirement Crisis: “Is it Worse Than We Think? June 2013

6TIAA-CREF, “Retirement readiness starts with employee engagement”, July 2014

7Personal Finance Employee Education Foundation (PFEEF)