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Debt

Talking about Budgets & Cash Flow

Talking about Budgets & Cash Flow

A special thanks to Birmingham City Schools Service Department for having us out to talk about Financial Wellness.  We spent the morning discussing how budgets, cash flow, and debt management form the foundation for financial success.

7 Signs You Aren't Saving Enough

7 Signs You Aren't Saving Enough

1.  You don't have an emergency fund.

This is the first thing you need to get started on. You’re looking at 6 months of expenses set aside for whatever happens.4 And, when you have to spend some of your “rainy day fund” you will need to build it back up.