Viewing entries tagged
403b

Is your 401k Advisor a 401k Advisor?

Is your 401k Advisor a 401k Advisor?

Anyone with the appropriate securities license and contact with a 401k provider can “sell” a 401k plan, but that does not make them a 401k specialist. 

Don’t Forget the Point of your 401k... Retirement Readiness

Don’t Forget the Point of your 401k... Retirement Readiness

What is the point of your 401k plan?   No, this is not a trick question, just a reality check.  Often a 401k plan is one of those things a business must have to compete for employees, to fit in, to meet employee expectations.  Sometimes we forget that the real purpose of a 401k program is to provide a way for employees to retire someday. 

5 Reasons you need a 401k Check-up

5 Reasons you need a 401k Check-up

We get it.  As a business owner, you work hard to grow your company and do not need another thing on your plate.  Yet, the reality is your 401k could become a liability instead of an asset if not properly managed. 

Is your 401k Advisor Old School?

Is your 401k Advisor Old School?

Instead of locked in their office evaluating funds or simply selling you a plan and walking away; the next generation 401k advisor helps you manage the plan, emphasizes retirement education and seeks retirement readiness for your employees. 

An Affordable way to Reduce your Liability

An Affordable way to Reduce your Liability

In 2015, we introduced a Multiple Employer 401k, powered by Pentegra, that bundles 3(38) and 3(16) services into the core package.  By joining forces with other plans, you can gain access to fiduciary outsourcing, institutional share classes and other “large” plan features at an affordable price point.

Congratulations, you are a 401k Fiduciary!

Congratulations, you are a 401k Fiduciary!

401k Plan Sponsors have a fiduciary duty to manage their 401k for the benefit of their employees.  Most employers want to do it right, yet in 2016 alone the Employee Benefits Security Administration closed 2,002 civil investigations resulting in 1,356 monetary outcomes totaling more than $777.5 million.*

Is your 401k Advisor AWOL?

Is your 401k Advisor AWOL?

Your 401k plan advisor is a key service provider to your plan. A modern 401k specialist will not only help you manage the plan, but will take an active role in participant education and even one-on-one advice.

Your Employees’ Financial Health can impact your Bottom-line!

Your Employees’ Financial Health can impact your Bottom-line!

Did you know that financial education could help save up to $2,000 per employee annually through increased productivity, reduced health care costs, and better utilization of employee benefits; and research and analysis indicates a 3:1 return on employer investment in education? *

Everybody needs a check-up

Everybody needs a check-up

We are proud to introduce a new service for 401k plan sponsors.  Our 401k check-up is a one-time consulting engagement designed to help you identify issues and opportunities within your 401k plan. 

ACTIVITY-BASED PRICING: A Modern Approach to Retirement Plan Advice.

ACTIVITY-BASED PRICING: A Modern Approach to Retirement Plan Advice.

After an extensive review of retirement plan services, advice and fees, we arrived at a simple conclusion; it makes more sense to price our services based on what we do for our clients, the liability we assume, and the advice we give rather than an arbitrary percentage of plan assets. The result is what we call Activity-based Pricing.